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Why is there so much commotion about the national debt today

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The Shifting Sands of U.S. Debt: Why Higher Yields Are Here to Stay For decades, the United States has enjoyed an unparalleled advantage in global finance: the ability to issue debt in its own currency, backed by Treasuries widely regarded as the safest asset on Earth. This “exorbitant privilege” has allowed the U.S. to borrow at remarkably low rates, even as deficits ballooned. But in 2025, the landscape is shifting. Record deficits, central banks hoarding gold, and stubbornly high long-term yields and even Russias removal from the swift, USD depreciation has contirnuted significantly to the yields today. A Flood of Debt: Two Decades of Deficits The U.S. hasn’t balanced its budget since 2001. Over the past two decades, annual deficits have grown from modest to massive: 2022–2024 : Deficits remained enormous, with fiscal year 2024 hitting $1.8 trillion—the third-largest ever. The result? A huge flood of Treasury issuance. Every year, markets must absorb more debt, pushing yields higher...
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  EdTech in Emerging Markets – Why Vietnam Looks Promising (and Why Thailand Might Not) Everyone loves throwing “EdTech in emerging markets” into a pitch deck. Sounds huge, right? But if you’ve been paying attention to the mess at Byju’s, you know high growth in user numbers doesn’t automatically mean the business works. Byju’s in India went cash flow negative — likely overspending on marketing, brand building, and aggressive customer acquisition. That’s not automatically bad if the spend pays back quickly. For EdTech, a healthy CAC (Customer Acquisition Cost) payback is under 12 months, with the best subscription models hitting 5–7 months. Global Market Context The global EdTech market is still growing strong: CAGR: 15–16.3% Projected value: $404B by 2025 But multiples have collapsed — from 7.2x in Q4 2020 to 1.6x by Q4 2024. Emerging markets are a different animal entirely. Vietnam – High Potential Vietnam’s fertility rate is at 1.96 , income growth at 9.6% Yo...
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Blackstone aquisition of CARE Hospitals

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  Why Blackstone Invested Heavily in CARE Hospitals in India When Blackstone decided to enter the Indian healthcare market, one of its most notable moves was acquiring CARE Hospitals — a major player with a strong presence in Andhra Pradesh, Telangana, and other emerging healthcare hubs such as Aurangabad and Raipur. This decision was not random. It was driven by a mix of strategic healthcare positioning, technology adoption, market demand, and real estate potential. 1. Strategic Geographic Presence CARE Hospitals has a dominant footprint in key cities like Visakhapatnam , Hyderabad , and Raipur . Hyderabad is one of India’s fastest-growing life sciences hubs, accounting for nearly: One-third of India’s pharmaceutical production One-fifth of pharmaceutical exports One-third of global vaccine output The region has seen a 56% YoY increase in office leasing by life sciences firms , indicating strong demand for medical infrastructure and research facilities. (https...
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Aid and Offshore Havens – How Development Funds Disappear

Let’s cut to the chase — in the 22 most aid-dependent countries in the world, when aid money comes in, a lot of it just… vanishes into offshore accounts. Here’s the wild stat: in any quarter where a country gets aid worth 1% of its GDP, deposits in offshore tax havens jump 3.4% compared to countries that didn’t get aid. And guess what? There’s no increase in deposits in normal banks. So unless everyone suddenly decided to open savings accounts in the Cayman Islands for fun, that’s basically aid money being parked overseas. The World Bank says 7.5 cents of every single aid dollar ends up offshore — and that’s just what’s visible. If the aid is bigger — say 3% of GDP — the leak jumps to around 15% . Translation: the more you give, the more gets stolen. Madagascar’s Numbers Are Insane Madagascar is one of the big aid receivers. Over 30% of its overseas deposits are sitting in tax havens — about $200 million worth. And the country’s GDP? Only $15 billion. To make it worse, quart...
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IMF, Sanctions and its effect on coutnries like Sudan

 People love to say Africa is “rich in resources.” Sure — but per person? It’s a different story. And when you add debt traps, IMF conditions, and foreign companies taking the best bits, you get a model that’s basically structurally doomed . Sudan is the perfect case study for how this works. How the IMF Plays the Game The IMF’s governance structure gives the biggest voting power to countries with the most money — the U.S. has 16.5% of the votes, Japan 6.1%, China 6%. That means the rich countries set the rules. In Sudan’s case, those rules have been brutal: 1987 : Currency devalued by 44% — inflation explodes, purchasing power collapses. 2021 : Another massive devaluation — prices for basics go through the roof. Fuel subsidies cut — hitting the poorest households the hardest. The IMF sells this as “reform” to attract foreign investment. But the reality? Sudan’s pound loses over 90% of its value every decade , and the country gets poorer. Why Sudan Was an Easy T...
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Oppurtunities arising from Currency collapse-Turkey

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Internatioal studnets doubled in numbers over the years for cheap higher quality education and international students are charged in USD euro not turkish lira making colleges make money Turkey's Currency Collapse: How to Think Beyond Selling Off the Lira In 2018, Turkey’s currency, the Turkish Lira (TRY) , suffered a dramatic collapse . The Lira lost over 30% of its value against the US Dollar, shaking the country’s economy and sending shockwaves through the global markets. Currency traders , as expected, immediately acted by selling off the Lira to lower their exposure and diversify risk . But in times of currency turmoil , is the default strategy to simply sell off the currency? Or is there a better way to manage risk, especially if you're an investor looking to capitalize on the situation rather than just protect yourself? Let’s take a deeper look at Turkey's currency crisis , its causes, and why a more strategic approach—like investing in local assets tied to foreign...
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UK recession

  UK Inflation and Recession: What's Up? The Surge of Inflation: A Post-Pandemic Reality Inflation Defined: A sustained increase in prices of goods and services, beneficial at 2-3% but harmful at double digits like the UK's 11% post-pandemic. Root Causes: Increased food and energy bills, driven by the pandemic's aftermath and the Russia-Ukraine war. The war's impact on oil prices and food supply chains led to higher costs for essentials like fertilizers and animal feed (cost-push inflation). Consequence: A supply-demand mismatch, pushing prices upward and fueling inflation. : Interest Rates: The Double-Edged Sword Strategy: To combat inflation, the UK raised interest rates from around .3 to 5.25%, aiming to curb the rise in living costs by reducing spending power.    Impact on Households: Higher interest rates mean increased mortgage repayments, reducing ability to spend as a lot money is spent on mortgage repayments.   (ex.  To calculate how a change in...
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