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Oppurtunities arising from Currency collapse-Turkey

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Internatioal studnets doubled in numbers over the years for cheap higher quality education and international students are charged in USD euro not turkish lira making colleges make money Turkey's Currency Collapse: How to Think Beyond Selling Off the Lira In 2018, Turkey’s currency, the Turkish Lira (TRY) , suffered a dramatic collapse . The Lira lost over 30% of its value against the US Dollar, shaking the country’s economy and sending shockwaves through the global markets. Currency traders , as expected, immediately acted by selling off the Lira to lower their exposure and diversify risk . But in times of currency turmoil , is the default strategy to simply sell off the currency? Or is there a better way to manage risk, especially if you're an investor looking to capitalize on the situation rather than just protect yourself? Let’s take a deeper look at Turkey's currency crisis , its causes, and why a more strategic approach—like investing in local assets tied to foreign...
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UK recession

  UK Inflation and Recession: What's Up? The Surge of Inflation: A Post-Pandemic Reality Inflation Defined: A sustained increase in prices of goods and services, beneficial at 2-3% but harmful at double digits like the UK's 11% post-pandemic. Root Causes: Increased food and energy bills, driven by the pandemic's aftermath and the Russia-Ukraine war. The war's impact on oil prices and food supply chains led to higher costs for essentials like fertilizers and animal feed (cost-push inflation). Consequence: A supply-demand mismatch, pushing prices upward and fueling inflation. : Interest Rates: The Double-Edged Sword Strategy: To combat inflation, the UK raised interest rates from around .3 to 5.25%, aiming to curb the rise in living costs by reducing spending power.    Impact on Households: Higher interest rates mean increased mortgage repayments, reducing ability to spend as a lot money is spent on mortgage repayments.   (ex.  To calculate how a change in...
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How I profited off covid and a market downturn

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 COVID-19 was a disaster in many forms.  There was widespread chaos. Yet many people grew significantly richer during this time. Around Feb 2020 stock markets around the world crashed globally, including the Indian stock market. Short-time investors who sold off their shares as quickly as possible during this time lost a lot of money whereas people who didn't get tensed made a lot. Personally, I feel none of us can actually properly handpick stocks and wait for them to increase substantially. I have always preferred a basket of shares or index-tracking funds. During covid Nifty 50, BSE Sensex  fell to a new low The BSE Sensex, often referred to simply as the Sensex, is the benchmark stock index of the Bombay Stock Exchange (BSE) in India. It represents the performance of the top 30 companies listed on the BSE based on various factors such as market capitalization, liquidity, and industry representation. The Nifty 50 is a benchmark stock index of the National Stock Exchang...
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Credit rating of India - is it fair or not?

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  Moody's Investors Service Standard & Poor's (S&P) Fitch Ratings DBRS Morningstar Kroll Bond Rating Agency What are they? We have all heard about government bonds right? How safe are they to invest. Well, it is a known and head fact that US government bonds are the safest to invest in. This leads to them having a high credit rating issued by credit rating companies above. The top 5 are those that are listed above. So why are these companies so significant. The rating these companies give to the bonds directly impacts investor confidence regarding the bond. Lower the confidence higher the interest rate to be paid on the bond Let's take an example regarding the significance of bond rating Country A Country B Triple A rating bond Triple B rating bond yield rate = 3 percent yield = 6 percent 10 million dollar...
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